The Terrace Restaurant

The Terrace Restaurant ®  13741 East U.S. HWY 98, Inlet Beach, FL  32461
Thom & Kathy Kindos

Chargrilled  Inlet Beach Shrimp
Chargrilled New Zealand 
Lamb Chops
Sauteed Grouper Feature of the Evening
   Executive Chef Thom Kindos
​We are permanently closed. 
We will miss you all!
It is with mixed emotion that we announce the closing of the Terrace Restaurant after 31 years in business, we decided to retire. Due to our age and physical constraints, we find that we can no longer operate the restaurant with the energy required. We have enjoyed all our times with you and have many stories to tell. We feel blessed and fortunate to have met and serve so many wonderful people from our community Inlet Beach and from all over the world alike. We thank you all for your support, patronage, and friendship.

God Bless
Chef Thomas and Katherine Kindos

A Tradition Built on Family Pride and Experience

Genuine New York Chef Thomas Kindos and wife Katherine Kindos are proud owners of this unique and fabulous dining establishment. Chef Thom’s 30 years of experience assure you he has sharpened his skills to perfection. “We offer Fantastic Food with an Elegant Touch for Every Appetite.” The Terrace Restaurant has been providing quality five star dining since our founding in 1990.

The Kindos family restaurant, The Terrace, is nestled between Panama City Beach and Rosemary Beach on Highway 98 in the little town of Inlet Beach. They have been at this location since 1990; the building has been there for over 50 years. They can easily be missed because they sit in the curve of the road on Hwy. 98. So, slow down when approaching Inlet Beach which is at the west end of Panama City Beach just over the bridge at Phillips Inlet. If you get to the intersection at Hwy. 30A you have gone too far. Extra parking is available behind the restaurant so, come in, enjoy, relax and unwind.

Once known as “soldiers’ beach” for the World War II veterans who purchased land here through a government homestead program, Inlet Beach is named for Phillips Inlet which separates Walton and Bay Counties. The community, which was started in the 1920s by the McCaskill Investment Company of DeFuniak, Springs, is today the eastern-most of South Walton's 15 beach communities and is located where Scenic Highway 30A meets U. S. Highway 98. Inlet Beach is a well-established, quiet residential neighborhood with a mixture of older beach cottages, newer multi-storied homes and a couple of restaurants popular with the locals. Highway 98 bisects the community which is bordered by the Gulf of Mexico on the south and Lake Powell, a rare coastal dune lake, on the north. On the beach side is South Walton’s largest public beach access and on the lake side is a public fishing dock located on Lake Powell.

Visitors shouldn't be mistaken by the down home atmosphere at The Terrace. The food is world class and the Kindos family is the driving force behind the restaurant persona. The Terrace reflects the values of the family and its heritage. They have an honest and straightforward reputation built on hard work and their love for the restaurant business.

Chef Thom and his wife, Katherine strive to keep the restaurant a fun and casual dining experience where guests can relax and enjoy their dinner with a great glass of wine or cocktail.